Category: Let’s Write About Debt

• 6 Questions to Ask for Better Finances This Year

  

  It’s been a little while since I’ve written on the blog, I’m still getting back to it after we had our child, but I want to say I appreciate all of you for continuing to check out the podcast and read older articles! The last few podcasts (which I’ll link to below) have centered around…

  23 January 2023

  Let’s Write About Budgeting, Let’s Write About Debt, Let’s Write About Financial Wellness

• How to Start Investing in Real Estate

  

  Starting any business can be difficult, but when it comes to real estate, there’s some fairly straightforward steps that can make things easier. Depending on where you live, there are different rules around how banks can lend out money for mortgages. Typically a rental property isn’t included in any sort of home ownership plan, so…

  5 October 2022

  Let’s Write About Debt, Let’s Write About Markets

• 5 Tips to Help You Choose the Right Credit Card

  

  I spoke this week about how to pay less interest on the podcast. One of the most important aspects of managing credit is making sure you’re getting more value out of it, then it’s costing you in interest. Choosing a credit card that meets your needs, while also rewarding you can be challenging. The first…

  5 August 2022

  Let’s Write About Debt

• What Does Real Return or Real Cost Mean?

  

  I’ve been talking a fair bit about inflation lately, I’ll put a link to those podcasts at the bottom. When inflation gets as high as it has, looking at real effect on your finances becomes way more important. Let’s talk about debt first, what does a real cost of borrowing mean? Put simply, inflation acts…

  22 July 2022

  Let’s Write About Budgeting, Let’s Write About Debt, Let’s Write About Markets

• How Do Mortgage Rates Work?

  

  Mortgage rates are becoming a harsh reality for folks, so I thought it might be helpful to break them down so you can have a little more context about them. Where do these rates come from? Mortgage rates are tied to bond markets, where mortgages are bought and sold, and they are financed with GICs…

  21 June 2022

  Let’s Write About Debt

• What is Refinancing?

  

  Refinances can take many different shapes and forms, it’s essentially the process of paying off one or more credit products, with another credit product.

  8 June 2022

  Let’s Write About Debt

• Mortgage Terms and Rates

  

  I talked about Mortgages the other day and spoke about how to approach your mortgage and picking a term and product, you can listen here. So what are we looking at today? How to actually compare different mortgage products. I’m going to be taking this from a Canadian perspective, so let’s look at some example…

  4 June 2022

  Let’s Write About Debt