Category: Let’s Write About Budgeting
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6 Questions to Ask for Better Finances This Year
It’s been a little while since I’ve written on the blog, I’m still getting back to it after we had our child, but I want to say I appreciate all of you for continuing to check out the podcast and read older articles! The last few podcasts (which I’ll link to below) have centered around…
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What Does Real Return or Real Cost Mean?
I’ve been talking a fair bit about inflation lately, I’ll put a link to those podcasts at the bottom. When inflation gets as high as it has, looking at real effect on your finances becomes way more important. Let’s talk about debt first, what does a real cost of borrowing mean? Put simply, inflation acts…
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Reducing the Stress of Remittances and Large Expenses
Whether you’re running a business, are self-employed, or you are required to pay instalments on your taxes. There’s a myriad number of taxes to file and, more importantly, payments to make. One of the biggest sources of stress I’ve seen amongst business owners, is when they get behind on these payments. It can be really…
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Budgeting with Inflation in Mind
One of the most difficult parts of creating any budget, is building one that’s going to be resilient to changing conditions. When inflation runs hotter, as we’re in the midst of, having any kind of consistency month to month becomes really hard. It isn’t really practical to keep up with every single detail, and to…
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Crafting a Budget
When we’re looking at building a budget there’s no right or wrong way to do it. The main purpose is to give yourself a plan to make future decisions. A budget looks at the decisions you’ve already made, each time you’ve spent money, and plans for the decisions you will make, money you are planning…